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Beneficiaries with no bank accounts may be able to receive funds through payment at any PNB branches,Cebuana Lhuillier,Globe Gcash,Mlhuillier,Palawan Pawnshop, and RD Pawnshop They are advised by text message to come to the nearest PNB branch, or payout outlet where they are paid upon presentation of acceptable identification. As such, remitters should provide the overseas processing branch the beneficiary's mobile phone number. It shall become the remitters' initiative to notify the beneficiary should a mobile phone number cannot be provided.